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Railroad Retirement & Social Security

April 8, 2023

Will I Only Receive The Higher Of Railroad Retirement Or Social Security?

April 8, 2023

Can I Collect Railroad Retirement Benefits And Stiil Receive Delayed Retirement Credits (DRC) When I Switch To Social Security?

January 11, 2023

Does Filing For Railroad Spousal Benefits Require Me To File For My SS?

December 12, 2022

Is A Railroad Annuity Considered As Social Security?

October 13, 2022

Why Am I Being Penalized For Working For The Railroad?

July 12, 2022

Do My Railroad Credits Get Rolled Into Social Security?

April 21, 2022

What Does Drawing Social Security Disability Do To My Railroad Retirement Divorced Spousal Benefits?

March 24, 2022

Can Anything Be Done About My Benefits?

February 7, 2022

Can You Tell Me Where It's Covered In The Regulations That My Social Security Must Be Paid Through The RRB?

January 8, 2022

How Can I Verify What I Was Told When I Applied For Railroad Retirement?

December 26, 2021

Can I Receive Spousal Benefits From SSA Or The RRB?

December 23, 2021

Will I Continue To Receive Tier II Railroad Benefits After I Start Drawing Social Security?

December 11, 2021

Can I Collect Social Security Spousal Benefits If I'm Receiving Railroad Retirement?

December 7, 2021

Will I Still Be Able To File A Spousal Claim With SS If My Husband Dies?

November 19, 2021

Can I Collect My Social Security And My Deceased Husband's Railroad Retirement At The Same Time?

October 27, 2021

Is The Reason That I Can't Earn DRCs Prior To FRA Because I'd Be Collecting Railroad Retirement Benefits?

October 27, 2021

Can I Earn Delayed Retirement Credits On My Railroad Retirement While I'm Collecting Social Security?

October 22, 2021

Can You Confirm That I Will Continue To Accrue Delayed Retirement Credits While I'm Collecting Railroad Survivor Benefits?

August 30, 2021

Do I Have To Take Railroad Benefits Instead Of Social Security?

July 15, 2021

Can My Wife File For RR Spousal Benefits At Age 62 And Then Switch To Her Own Social Security Benefits At Her Full Retirement Age?

July 1, 2021

Why Can't I Collect My Social Security And My Late Ex-Husband's Railroad Pension At The Same Time?

June 15, 2021

How Does Social Security Figure The Amount Of Survivor Benefits?

June 15, 2021

Will My Years Of Railroad Retirement Payments Be Considered When Calculating My Social Security Benefit Amount?

May 25, 2021

Will I Lose A Month Or More Of Payments If I'm Receiving Railroad Benefits And I File For Social Security?

May 18, 2021

Would It Be Best For Me To Draw My Social Security Benefits Early And Wait Until Age 67 To Claim My Railroad Retirement Benefits?

May 11, 2021

If I'm Receiving Divorcee Railroad Benefits Can I Still Apply For My Early Retirement?

May 6, 2021

Do You Have Any Additional Information To Share About My Railroad Retirement And Social Security Benefits?

March 31, 2021

How Do I Recover My Social Security Earnings?

March 22, 2021

Is There Anyone Who Can Help Us?

March 9, 2021

Can I Receive Social Security Benefits In Addition To My Railroad Widow's Pension?

February 28, 2021

Why Can't I Receive Both My Social Security And A Railroad Spousal Benefit?

February 15, 2021

If I Pay Into Social Security For 30 Years Will I Be Able To Receive Payments?

December 4, 2020

Can I File For Social Security Separate Of Railroad Retirement Benefits?

November 27, 2020

Should My Railroad And Social Security Benefits Not Affect Each Other Since I Earned My Social Security Credits After Retiring From The Railroad?

November 18, 2020

Will I Receive Both Railroad Retirement And Social Security?

November 13, 2020

Can My Husband Apply For Social Security Spousal Benefits And Continue To Collect His Railroad Retirement Benefits?

November 1, 2020

Can I Collect My Social Security And Still Get My Check From The Railroad?

October 19, 2020

Will My Sister Be Able To Collect Social Security At Age 62 If She's Getting A Railroad Spouse Pension?

August 24, 2020

Can I Collect Reduced Social Security At Age 62 And Then Switch To Full Tier I & II Railroad Retirement Benefits At FRA?

August 19, 2020

Is It Possible To Have Social Security Transfer My Earnings To Railroad Retirement?

August 18, 2020

Where Does The Social Security I Paid Into Go?

August 15, 2020

Is It True That I Can't Collect Both Social Security And Railroad Retirement At Any Age?

May 21, 2020

What Happens To The Money I Paid Into Social Security Prior To Working For The Railroad?

May 14, 2020

Will My Social Security Be Reduced Because I Started Drawing Railroad Spousal Benefits At Age 60?

May 6, 2020

Will Social Security Automatically Certify My Payments To The Railroad Retirement Board?

April 30, 2020

Will I Receive RRB Spousal Benefits As Well As My Social Security?

April 25, 2020

Can I Collect My Monthly SS Payment And My Tier 2 RR Payment?

April 1, 2020

How Should My Social Security And Railroad Retirement Benefits Be Reported For Income Tax Purposes?

March 5, 2020

Can I Draw Railroad Spousal Benefits And Later File For Social Security At Age 67?

March 2, 2020

Is What The Railroad Retirement Board Told Me Correct?

February 14, 2020

Can I Fight This And Win?

February 12, 2020

Can I Convert My Railroad Retirement Benefit To A Social Security Benefit?

February 10, 2020

Can My Wife File For Railroad Spousal Benefits Without Jeopardizing Her Future Social Security Benefits?

January 6, 2020

Why Can't I Collect Both Social Security And Railroad Retirement If I Qualify For Both Benefits?

December 29, 2019

Can I File For My Social Security At Age 70 And Draw That In Addition To My Tier 2 Railroad Benefit?

November 19, 2019

Can I Start Drawing My Social Security At Age 62 And Wait Until FRA To Start Drawing Railroad Retirement?

November 7, 2019

Can My Wife Receive Both Social Security And Railroad Benefits?

January 26, 2019

Is It Correct That I Would Be Able To Collect Social Security Early And Sign Up For Railroad Retirement At Age 70?

January 17, 2019

Can I Get Social Security Survivor Benefits If I'm Receiving Railroad Retirement?

January 16, 2019

Would This Widow Get Both Railroad And Social Security?

January 15, 2019

Can I Draw Railroad Retirement At 65 And Still Earn Delayed Retirement Credits On My Social Security?

January 5, 2019

How Does Receiving My Husband's Railroad Pension Affect My Ability To Draw My Social Security?

December 29, 2018

Can My Railroad Earnings Be Used To Calculate My Social Security Benefit?

December 22, 2018

Can I Start Out Drawing Railroad Spousal Benefits And Later File For My Social Security Benefits?

December 14, 2018

Can I Collect My Deceased Husband's Social Security And My Railroad Retirement Benefits?

November 21, 2018

Can You Give Me Some Insight On Swithing From Railroad Benefits To Social Security Benefits?

November 2, 2018

If I Take My Railroad Retirement Benefits At Age 62 Can I File For Social Security Benefits At Age 67?

October 25, 2018

If My Wife Files For Railroad Spousal Benefits At Age 64 Could She Still Get Her Full Social Security Benefit At Age 70?

October 11, 2018

Should I Apply For Railroad Benefits Or Go With Social Security?

October 8, 2018

Is The Information I Received From A Railroad Retirement Board Representative Correct?

September 30, 2018

Can I Get Both Social Security And My Husband's Spousal RR Pension?

September 27, 2018

Am I Entitled To My Age 70 Social Security Rate That's Higher Than My Tier 1 Railroad Retirement Rate?

September 14, 2018

Can A Person On Disablity Also Receive Railroad Benefits?

August 24, 2018

Can I Replace My Tier 1 Railroad Benefit By Filing For A Higher Social Security Benefit?

September 9, 2019

Can I Draw From My Deceased Spouse's Social Security And Still Get My Railroad Retirement Benefits?

August 1, 2019

How And Where Can My Wife Apply For Social Security Benefits And Keep Her RR Retirement?

May 26, 2019

Do I Get Any Credit For My Earnings Under Social Security If I Just Receive Railroad Retirement?

May 24, 2019

Shouldn't My Brother Be Able To Draw Both Railroad Retirement And Social Security?

July 5, 2018

If I File For Social Security Now, What Will Happen When I Later File For Railroad Spousal Benefits?

June 23, 2018

Will My SS Amount Be Changed To Railroad Tier 1 And Tier 2 After My Husband Retires?

June 18, 2018

Is It True That My Friend Can't Get Both Social Security Benefits And A Railroad Pension?

May 22, 2018

Do You Think This Is Wise?

May 2, 2018

When Should I Apply If I'm Eligible For Both Railroad Retirement And Social Security?

April 29, 2018

Can I Collect My Social Security If I Receive A Railroad Pension Based On My Husband's Employment?

April 20, 2018

Will My Sister Be Able To Collect Her Social Security And Her Husband's Railroad Benefits?

April 20, 2018

Is There Any Reason Why My Husband Wouldn't Want To Start Drawing His Social Security Now?

April 12, 2018

Will It Affect My Future Railroad Benefit Rate If I Request Back Pay From Social Security?

April 6, 2018

Can I File To Get My Social Security Benefits When I Apply For Medicare?

March 29, 2018

Can I File For Railroad Spousal Benefits At Age 64 And Switch To Social Security At Age 66?

March 26, 2018

Can The Surviving Spouse Of A Railroad Worker Draw Both Social Security And Tier 1 RRB Benefits?

March 23, 2018

Can My Wife Draw Her Social Security If It's Higher Than Her Railroad Spousal Benefit?

March 23, 2018

Can My Wife Draw Her Social Security If It's Higher Than Her Railroad Spousal Benefit?

March 4, 2018

Why Do I Lose My Social Security Amount If I Receive RR Benefits?

February 22, 2018

Is It Correct That I Can't Draw Railroad Retirement Benefits If My Social Security Benefits Are Higher?

February 5, 2018

Can My Mother Collect Social Security Without Affecting Her Railroad And VA Benefits?

January 30, 2018

Can I Draw Tier 2 Railroad Benefits Now And Wait To File For Social Security Benefits?

January 29, 2018

Will My Railroad Retirement Benefits Be Affected If I File For Social Security?

January 28, 2018

Should I File For Railroad Retirement or Social Security Or Both?

January 21, 2018

If I Start Drawing Railroad Benefits At Age 62, Can I File For Social Security At Age 70 Without Incurring An Age Reduction?

January 20, 2018

Can I Take Social Security Benefits At Age 62 Without Reducing My Tier 1 Railroad Rate?

About the Author

Laurence J. Kotlikoff 

Laurence J. Kotlikoff is a William Fairfield Warren Professor and Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, and a Research Associate of the National Bureau of Economic Research.
Professor Kotlikoff received his B.A. in Economics from the University of Pennsylvania in 1973 and his Ph.D. in Economics from Harvard University in 1977. Kotlikoff is the Director of the Fiscal Analysis Center.
A New York Times Bestselling author, he has written nineteen books and hundreds of professional articles and op-eds. He is a frequent television and radio guest. His columns have appeared in the New York Times, Wall Street Journal, London Financial Times, the Boston Globe, Bloomberg, Forbes, Yahoo.com, Fortune, and other major publications. In 2014, The Economist named him one of the world's 25 most influential economists