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Our Social Security experts have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Larry Kotlikoff

Laurence "Larry" Kotlikoff, Professor of Economics, Boston University, and President of Economic Security Planning, Inc., makers of Maximize My Social Security

Getting Social Security right is tough sledding. Most people get it wrong, leaving over $180,000 on the table. Together with my company colleague, Jerry Lutz, we've answered well over 10,000 Social Security questions over the past 14 years. If you have a question, you can search our past answers here. But don't stop there.

The Q&As are general. But you need specific answers tailored to your family's precise circumstances. So, please look through these Q&As. But then, please run Maximize My Social Security or MaxiFi.

I developed both tools to help you perform Money Magic — find safe ways to raise your living standards. Both tools are very inexpensive and user friendly. MaxiFi does full lifetime financial planning in addition to Social Security planning. Thousands of households have used them over the years. They can make an enormous difference to your financial future.

My best, Larry

Selected Questions and Answers

May 26, 2023

What Is The Amount That I Will Be Receiving?

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May 25, 2023

How Do I Find Out If I Get SSD Or SSI?

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May 25, 2023

What Is The Downside To My Spouse Claiming Her Own Benefits At 62 And Then Upgrading To Spousal Benefits When I Turn 67?

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May 25, 2023

Will I Be Eligible To Collect Benefits From My Deceased Husband's Social Security If The Windfall Act Is Repealed?

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May 25, 2023

How Much Will My Remaining Children Be Paid When My Oldest Child Turns 18?

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May 24, 2023
Category:

Will My Social Security Benefit Be Affected By The Sale Of My Home?

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May 24, 2023

Is It Too Soon To Expect An Answer From Social Security Regarding My Request For A Benefit Recalculation?

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May 22, 2023

How Far In Advance Do I Need To Apply For Social Security Benefits?

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May 22, 2023

Can I Apply For Widow's Benefits By Phone?

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May 20, 2023

Can I Collect SS From My First Spouse?

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May 20, 2023

How Should I Complete My Application In Order To Be Assured Of Getting My Full Age 70 Rate?

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May 19, 2023

Can An Ex-Spouse Decline Her Portion Of An Ex-Husband's Benefit?

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