Release Notes

October 16, 2025

• Removed settings and reports related to optionally running the WEP and GPO provisions that were eliminated by the Social Security Fairness Act.

July 11, 2025

• Semi-annual update to default inflation and nominal interest rates.
• We now allow you to indicate if a person has no Social Security earnings and is eligible only for auxiliary benefits.

February 9, 2025

• We now display and highlight years in the Social Security past covered earnings table if they extend beyond the Last Year with Earnings so the earnings or year can be more easily corrected.

February 3, 2025

• It was possible in some cases to get the “Use Benefit Amount/Estimate” link to be available when it is supposed to be disabled and grayed out, causing errors when running reports.
• Some error messages when running reports should have displayed names but did not, and were a bit confusing. They make more sense now!
• Fixed some confusing language when entering Social Security benefit estimates in place of earnings.

January 25, 2025

• Added report for PRO customers listing clients who previously had non-covered pension data entered, and therefore may be affected by the Social Security Fairness Act's elimination of WEP and GPO..

January 23, 2025

• Updated inflation to final 2024 CPI index.

January 17, 2025

• Semi-annual review of default inflation and nominal interest rates. Default rates remain the same.

January 12, 2025

• Added a setting allowing you to run a report with Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) calculations enabled for comparison with benefits based on the current law.

January 7, 2025

• Updated for changes brought about by the Social Security Fairness Act. Social Security benefits are no longer affected by the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO).

January 1, 2025

• 2025 Contribution and Benefit Base
• 2025 Earnings required for a quarter of coverage
• 2024 COLA
• 2024 Retirement Earnings Test Annual Exempt Amounts
• 2024 WEP Substantial Earnings
• 2024 Real wage Differential
• 2023 Average Wage Index

July 14, 2024

• Semi-annual update to default inflation and nominal interest rates.
• Cleaned up some spacing issues and other minor usability improvements.

June 22, 2024

• Fixed issue where the break even age shown in the PDF was the age attained in the break-even year, not necessarily the age attained in the break-even month.

April 28, 2024

• Improved visual display and accessibility when there are validation issues with input fields

April 21, 2024

• Fixed issue where child ages were sometimes shown as age attained during the year instead of age on current day.
• Fixed issue with keyboard navigation of tabbed interfaces.

April 14, 2024

• We significantly improved the ability to use keyboard navigation throughout the app, so you can access all functionality without relying on a mouse or touchpad.

March 24, 2024

• Fixed some minor accessibility issues on the website.

March 17, 2024

• Several improvements to reports and report configuration screens for better usability and a more modern, consistent design.

March 10, 2024

• Improved stability by resolving an issue that was causing very infrequent outages that prevented customers from accessing the system for a short time.

February 20, 2024

• Errors would occur when downloading PDFs in certain cases with children in the family. This issue has been resolved.

February 18, 2024

• For children, you can now indicate on which adult's record the child is eligible for Social Security benefits. We default to assuming the child is eligible for benefits from both parents (except when there is only one adult in the family).
• Fixed an issue preventing display of detail tables on some phones. Our minimum supported screen width for tables, to ensure quality of user experience, remains 768 pixels. Most phones support this width in landscape mode.

January 21, 2024

• Improved table display in reports, providing a better experience on smaller screens, down to 768 pixels wide

January 7, 2024

• Semi-annual update to default inflation and nominal interest rates.

January 1, 2024

Annual Updates

• 2023 CPI-U and chained CPI-U
• 2024 Contribution and Benefit Base
• 2024 Earnings required for a quarter of coverage
• 2023 COLA
• 2023 Retirement Earnings Test Annual Exempt Amounts
• 2023 WEP Substantial Earnings
• 2023 Real wage Differential
• 2022 Average Wage Index

December 30, 2023

• Fixed issue with CSV earnings files with some file extensions not importing properly

December 20, 2023

• We made a large number of design, usability, and accessibility enhancements.

December 3, 2023

• Fixed an issue with an unsaved changes alert showing up when first saving disability benefit information
• Improved general usability, accessibility, and design throughout app

November 11, 2023

• In partnered cases, the reported child benefit(s) may be based on the earnings record of either adult roles. If only one role has started retirement benefits, then it will be based on that role. If both have started retirement benefits, then the larger of the two available benefits in a given month is used.. Previously, any available child benefits from each role was reported simultaneously.

October 29, 2023

• We now directly support entry of non-covered retirement accounts (such as 403b) in the pensions area

October 1, 2023

• Improved styling and formatting of rollover labels in charts. Amounts for both maximized and what-if plan are shown.

September 24, 2023

• A bug in Safari/webkit was causing a blank screen on older Macs and iOS devices. This is now fixed.
• Fixed an issue where clearing benefit information caused an error if you subsequently attempted to import or enter earnings.

September 17, 2023

• We now support direct entry of past lump-sum pensions for employment not taxed by Social Security.
• Enhanced the client menu for PRO users to show more clients, improve sorting, and allow for bulk delete of clients.
• On the family overview screen, the age shown for adults was the age attained in the current year, we now show the age as of the current day.

September 3, 2023

• Fixed an issue with help items not appearing properly on the Longevity and Alternative Plans reports in Maximize My Social Security PRO.

August 23, 2023

• New! Added breakeven date (month/year) to the Annual Benefit line chart. A dashed vertical line now shows the point in time that the Maximized plan achieves parity with the What-If plan in terms of present value. If the Maximized and What-If plans are identical solutions, no breakeven date will be shown.

May 14, 2023

• Fixed a problem where the PDF report would not display properly in recent versions of Safari.

May 7, 2023

• We now require entry of an ex spouse's expected or actual Social Security retirement benefit file date, rather than defaulting to full retirement age.

February 19, 2023

• PRO edition: We've enhanced the client menu for customers who are part of Organizations. Your families that are shared with others are clearly marked, and you can now select from a list of members of your Organization to see the list of families they have shared with you.
• We now make a usage report available for enterprise Single Sign On administrators.
• Fixed an issue where the view of Nominal Safe Rate of Return for Regular Assets was not rounding properly in some cases.

February 12, 2023

• For PRO users: Implemented a new client list that includes the ability to sort based on the date clients were created or last updated.
• We now show pension start year when displaying pension summary information.

January 29, 2023

• For enterprise Single Sign On users, based on data from your directory we can now automatically create Organizations and assign members to those organizations upon login.
• Fixed an issue where a Social Security past earnings record derived from benefit information could be understated if already receiving Retirement benefits and also set to suspend Retirement benefits in the future.
• Fixed an issue where the maximized Social Security solution could vary slightly depending on how the what-if Retirement benefit file date was set.

January 22, 2023

• For PRO users: Organizations can now be set to either "user-to-user" sharing (the default, where you specifically choose which clients to share with which other members of the organization) and our new setting "share all" where all members of the organization can automatically view and edit other members' clients.
• We no longer collect or store child names.

January 8, 2023

• Semi-annual update to default inflation and nominal interest rates.
• We now detect, and prevent reports from running, when Last Year with Earnings is in the past and is not consistent with entered earnings because earnings extend beyond that year.

January 1, 2023

Annual Updates

• 2022 CPI-U and chained CPI-U
• 2023 Contribution and Benefit Base
• 2023 Earnings required for a quarter of coverage
• 2022 COLA
• 2022 Retirement Earnings Test Annual Exempt Amounts
• 2022 WEP Substantial Earnings
• 2022 Real wage Differential
• 2021 Average Wage Index

September 18, 2022

• Importing past earnings from CSV would also import current/future earnings if there were any in the CSV file. This is now fixed.

September 5, 2022

• Fixed an issue with Social Security benefit dates in rare instances being forced into the past due to Social Security's deeming rules.
• Fixed an issue that was causing periodic gateway timeout errors when running reports.

August 2, 2022

• In specific divorced cases, the provided WIB date may have limited the maximized solution.

July 24, 2022

• Semi-annual update to default inflation and nominal interest rates

May 8, 2022

• Fixed PDF language that referred to Full Retirement Age benefit estimates rather than age 70 benefit estimates
• Fixed error when setting benefit end age for child with future birthdate

April 25, 2022

• Allow entry of “end benefits age” for permanently disabled children expected to leave care at a certain age or predecease both parents
• Disallowed editing of family name if the family is shared with you

February 27, 2022

• We now collect the full date of a divorce, when applicable, rather than just month and year. Date of divorce is used to calculate the date of entitlement to divorced spousal Social Security benefits when an ex-spouse has not filed for retirement benefits.

January 29, 2022

• We improved the rounding of the PIA to better align benefits with the Social Security Administration.

January 9, 2022

• Semi-annual update to default inflation and nominal interest rates

January 1, 2022

Annual Updates

• 2021 CPI-U and chained CPI-U
• 2022 Contribution and Benefit Base
• 2022 Earnings required for a quarter of coverage
• 2021 COLA
• 2021 Retirement Earnings Test Annual Exempt Amounts
• 2021 WEP Substantial Earnings
• 2021 Real wage Differential
• 2020 Average Wage Index

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