Ask Larry

Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
August 24, 2018

Can I Replace My Tier 1 Railroad Benefit By Filing For A Higher Social Security Benefit?

Hi. I was eligible for late husband's railroad retirement when I turned 60 few weeks ago. I am working part time for now to keep health insurance with my employer. My question is.... There is Tier 1 (social security) and then Tier 2. If my social security benefit is more than Tier 1 can I apply for that at age 66 and replace the Tier 1 with my social security benefit?



Hi,

Yes, that can be done.

Best, Jerry