- How It Works
- ServicesServicesOverviewChoose the right level of support for your plan and needsExpert ReviewA comprehensive review of inputs and reports to get you on the right pathFiling AssistanceLet our experts deal with Social Security for youClawback AssistanceFor those who need help fighting a Social Security benefit clawback
.png)
- Why Choose Us
- ResourcesResourcesBooksFrom the world-renowned economist behind Maximize My Social SecurityWebinars & PodcastsExpert tips and guides to help you get the maximum from Maximize My Social SecurtyArticlesIn-depth commentary on Social Security from our founderAsk LarryThousands of questions answered by our Social Security expertsBlogSocial Security insights to help you maximize your lifetime benefitsFAQYour most pressing questions answered
- Pricing
Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
What's The Earliest Age That I Can Switch To Retirement Benefits Without Decreasing My Benefit Rate?
I am getting social security disability benefits and I get Medicare. I pay a premium price for Medicare due to a penalty that I'm under. I was told that when my disability benefits turn over to retirement benefits, the Medicare penalty will stop. What is the earliest age that I can retire without decreasing my disability benefits so that I can stop paying that penalty?
Hi,
I'm assuming that you're referring to paying a surcharge on your Part B premiums due to late enrollment. If that's the case, your premium surcharge should be removed effective with the month you reach age 65 (https://secure.ssa.gov/apps10/poms.nsf/lnx/0601001010#b3). You do not need to switch to retirement benefits in order to qualify for the lower premium.
Your disability benefits (SSDI) will automatically convert to regular retirement benefits at the same rate when you reach your full retirement age (FRA). If you switched to retirement benefits anytime prior to FRA your benefit rate would be reduced for age.
Best, Jerry
Category:
Posted:
February 17, 2018