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January 17, 2020
Category:
Should I Give Up My Medicare If I Have Medicare Advantage?
If I have medicare and I am also on with my spouse's medicare ⁹advantage. Is that ok, or should I give up my medicare so as not to pay a premium?
Hi,
Medicare Advantage is simply a supplement to regular Medicare. You must qualify for Parts A & B of Medicare in order to enroll in a Medicare Advantage plan, and you must still pay your Part B premiums (https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf). So, the short answer to your question is no, you almost certainly don't want to give up your Medicare coverage.
Best, Jerry