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Family Benefit Maximum

April 26, 2023

Was There A Recent Social Security Change That I Missed?

November 27, 2022

Is It Correct That My FMB Is Calculated Based On My PIA At FRA?

November 21, 2022

If My Benefit Amount Increased Shouldn't My Family Maximum Also Increase?

October 30, 2022

Could My Wife And I Be Over The Family Limit If I Wait Until Age 70 To Claim Benefits?

October 17, 2022

Is The COLA Applied Against The Family Maximum Amount?

August 6, 2022

Can You Explain How The COLA Affects The Family Maximum Benefit?

June 30, 2022

Will Our Family Maximum Be Based On My Husband's FRA Benefit Or His Benefit Amount When He Finally Retires?

April 5, 2022

How Much Will My Wife And Child Receive After Combining Family Maximums?

March 23, 2022

Is There Any Way To Avoid My Son's Benefit Being Cut When My Wife Applies For Spousal Benefits?

March 12, 2022

Can My Son Be Removed From DAC?

February 22, 2022

Does The Family Maximum Benefit Change When Someone On SSDI Reaches Full Retirement Age?

January 15, 2022

Can You Tell Me More About Combining Accounts?

January 5, 2022

How Do I Determine How My Child In Care Spousal Benefit Will Affect My Son's Benefit Amount?

November 26, 2021

Is It Correct That My Spousal Benefits Are Limited By The Family Maximum?

November 17, 2021

When I Retire Will Social Security Supplement My Wife And Son's Current Benefits Up To Half Of My Amount?

October 25, 2021

Is It Correct That There Is No Family Maximum Ceiling In Our Case?

September 17, 2021

How Does The Family Maximum Work If A Disabled Child Is Getting His Own SSDI Benefits?

August 22, 2021

Could The Combined Family Help In Our Case?

August 4, 2021

How Much Will My And My Daughter's Benefit Amounts Be?

June 25, 2021

Can You Give Me An Estimate Of Our Family Maximum Benefit And The Amount My Son And I Would Receive?

May 31, 2021

Did Social Security Calculate My Family's Benefits Correctly?

May 14, 2021

Shouldn't My And My Son's Benefit Rates Be Higher?

May 2, 2021

Am I Correct About Which Benefits Would Count Toward Our Family Maximum?

January 16, 2021

Will Social Security Combine My Wife's And My Family Maximum Benefit Amounts?

November 24, 2020

What Are Your Thoughts On Our Case?

November 18, 2020

Does The Combined Family Maximum End When There's No Longer A Simultaneously Entitled Child?

August 21, 2020

Is It True That The Family Maximum Could Reduce The Benefit Rates Payable To A Widow And Disabled Adult Child?

July 1, 2020

If We Lose Benefits Due To Earning Too Much Will Our Family Maximum Increase At FRA?

June 23, 2020

Can You Explain The Parisi Case And It's Effect?

June 11, 2020

Is What I Was Told Accurate?

April 2, 2020

Will The Family Maximum Still Be Split Evenly If The Survivors Live In Different Households?

February 16, 2020

Can My Wife Get Child In Care Benefits Without Having To File For Her Benefits?

January 21, 2020

Will Social Security Give My Son Disabled Child's Benefits From My Record?

January 20, 2020

Am I Correct About How My Family's Benefits Would Be Calculated?

November 5, 2019

Will The Upcoming Increases In The CFM Allow My Wife's Child-In-Care Spousal Benefit To Increase?

February 26, 2019

Am I Calculating Our Family Maximum Benefit Correctly?

February 5, 2019

Will My Wife And Child Receive 50% Of My PIA As Long As Our Benefits Don't Exceed The Family Limit?

January 24, 2019

Will My Stepmom Be Able To Draw My Father's Full Amount?

October 19, 2018

Can You Point Me To The Specific Rule That States The Amount Payable Can Exceed The Family Maximum?

October 19, 2018

How Would Family Benefits Be Calculated In This Case?

October 17, 2018

Would My Wife And Daughter Both Get Half Of My Full Benefit Rate If I File At Age 62?

September 19, 2018

Is There A Benefit Of Waiting Until Age 70 To Start Drawing My Soical Security?

September 17, 2019

Is There A Maximum Amount That Each Member Of A Couple Can Receive On Their Own Accounts?

September 5, 2019

Must A Combined Family Maximum Be Used In My Case?

June 5, 2019

Did The Increase In My Benefit Rate Cause My Sons' Benefit Rates To Be Reduced?

April 10, 2019

Am I Correct?

March 27, 2019

How Will Our Auxiliary Benefits Be Calculated?

August 4, 2018

Can My Daughter Get Her Full DAC Amount And Still Get Benefits On Her Own Record?

June 18, 2018

Does This Sound Correct?

May 29, 2018

Would It Serve Us To Get Married?

May 20, 2018

Would It Make Sense To Discontinue Child Benefits Just Prior To Unsuspending My Benefit?

May 19, 2018

Can You Exceed The Family Maximum Benefit If You Are Receiving Delayed Retirement Credits?

May 18, 2018

Am I Calculating This Correctly?

April 13, 2018

How Would The Benefit Rates Be Calculated In This Case?

February 16, 2018

What Strategy Would You Recommend For Our Family?

January 11, 2018

Is There Still An Advantage To Me If I Keep Working Until Age 70?

January 10, 2018

How Do I Determine If My Son Is Dually Entitled Or Simultaneously Entitled?

January 9, 2018

Is This The Way It Works?

November 27, 2017

Which Family Member's Benefit Is Reduced If The Family Maximum Limits Benefit Payments?

October 2, 2017

How Much Will My Daughter And I Receive?

September 28, 2017

Should A Combined Family Maximum Apply In Our Case?

September 27, 2017

How Would Our Family's Benefits Be Calculated?

August 20, 2017

Should We File For Benefits For Our Disabled Child?

October 8, 2016

Why Is My Spousal Benefit So Low?

September 6, 2016

Did the Family Benefit Maximum Decline This year?

May 3, 2017

How Much Would Our Family Benefits Amount To?

April 28, 2017

How Would The Family Maximum Benefit Be Applied In Our Case?

April 22, 2017

What Year Is Used To Determine The Combined Family Maximum?

April 21, 2017

Does It Sound Like We're Getting The Correct Amount?

March 11, 2017

Who Can Draw Benefits From My Husband's Record?

February 8, 2017

Are My Calculations Correct?

January 28, 2017

What Is The Family Maximum Benefit On Disability Records?

January 28, 2017

What Is The Most That My Family Could Receive?

January 25, 2017

How Does A Combined Family Maximum Work?

January 21, 2017

How Much Will We Get If I Apply On My Own Record?

December 19, 2016

Can I Exclude My Wife On My Application?

December 18, 2016

Will My Daughter's Benefit Rate Increase When I Am No Longer Eligible?

November 26, 2016

Will Our Benefits Be Affected By The Family Maximum?

About the Author

Laurence J. Kotlikoff 

Laurence J. Kotlikoff is a William Fairfield Warren Professor and Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, and a Research Associate of the National Bureau of Economic Research.
Professor Kotlikoff received his B.A. in Economics from the University of Pennsylvania in 1973 and his Ph.D. in Economics from Harvard University in 1977. Kotlikoff is the Director of the Fiscal Analysis Center.
A New York Times Bestselling author, he has written nineteen books and hundreds of professional articles and op-eds. He is a frequent television and radio guest. His columns have appeared in the New York Times, Wall Street Journal, London Financial Times, the Boston Globe, Bloomberg, Forbes, Yahoo.com, Fortune, and other major publications. In 2014, The Economist named him one of the world's 25 most influential economists