Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Would My Own SS Amount Be Reduced If I Collect A TRS Survivor Pension?
My spouse has a decent TRS pension.
I understand her SS punishment by WEP & the significant loss of any spousal SS I can give her.
I'm entitled to half of the TRS pension amount should she pass.
My question is; would my own SS amount start being reduced if I ever started collecting that survivor TRS pension?
Thank you,
Hi. No. Only pensions that are based on a person's OWN earnings that were exempt from Social Security taxes count for purposes of the Windfall Elimination Provision (WEP). Drawing a pension that's based on a spouse's non-covered earnings has no effect on a person's Social Security benefits.
Best, Jerry
Category:
Posted:
July 27, 2022