Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
December 4, 2017
Category:
Will Receipt Of A UK Pension Affect My US Social Security Benefits?
I am 65 and started receiving social security in the US when I turned 62 based on my own employment history in the US.
I am eligible to receive UK National Pension from work history in the UK prior to moving to the States. I have not yet applied for it.
Will receipt of the UK National Pension affect by SS benefit currently being received?
Thank you for your help.
Hi,
I can't say for sure without knowing your full earnings history, but there's a good chance that receiving your UK pension will result in a reduction of your Social Security benefit rate. That would be due to the Windfall Elimination Provision (WEP), which can result in the use of a less generous computation formula to calculate your retirement benefit rate. For more information about this provision, refer to the following Social Security publication: https://www.ssa.gov/pubs/EN-05-10045.pdf.
Best, Jerry


