- How It Works
- ServicesServicesOverviewChoose the right level of support for your plan and needsExpert ReviewA comprehensive review of inputs and reports to get you on the right pathFiling AssistanceLet our experts deal with Social Security for youClawback AssistanceFor those who need help fighting a Social Security benefit clawback
.png)
- Why Choose Us
- ResourcesResourcesBooksFrom the world-renowned economist behind Maximize My Social SecurityWebinars & PodcastsExpert tips and guides to help you get the maximum from Maximize My Social SecurtyArticlesIn-depth commentary on Social Security from our founderAsk LarryThousands of questions answered by our Social Security expertsBlogSocial Security insights to help you maximize your lifetime benefitsFAQYour most pressing questions answered
- Pricing
Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Will The Rate Reduction I Took On My 2nd Husband's Record Apply To Benefits On My 1st Husband's Record?
I have been widowed twice, and am currently unmarried. I am currently receiving survivor benefits from my second husband, which I began taking at 63. If I switch to my first husbands survivor benefit-which most likely is larger (I am now 67 and we were married for 20 years) would they be decreased because I received early benefits from my second husband?
Hi,
No. The entitlements are separate, and any reduction taken on the one record wouldn't carry over to your benefit rate on the other record.
If your benefit rate would be higher on your first husband's record, you'll want to file as soon as possible. Since you are already over full retirement age, your widow's rate won't get any higher if you delay filing.
Best, Jerry
Category:
Posted:
May 12, 2017