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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Will My Social Security Benefits Be Reduced If I Receive A Survivor Benefit From My Wife's Pension Program?
My wife has a local government pension from her years working as a teacher, and the pension has survivor benefits. I know her social security benefit is reduced by her pension. But if she dies before me, and I receive her pension survivor's benefit, will my own individual social security retirement benefit be reduced? In other words, if I receive her pension's survivor benefit, is it seen the same way as if I had my own earned pension benefit? Thanks.
Hi,
No, your Social Security benefits would not be affected if you receive a survivor benefit from your wife's pension plan. Only non-covered pensions based on a person's own work count for purpose of the WEP & GPO provisions (https://www.ssa.gov/pubs/EN-05-10045.pdf & https://www.ssa.gov/pubs/EN-05-10007.pdf).
Best, Jerry
Category:
Posted:
December 31, 2016