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Will My Husband's Age 70 Benefit Rate Be Reduced If He Draws Spousal Benefits Before Then?
My husband is 66, will be 67 in December. I will turn 62 in November and plan to retire in January, 2018. I will draw my benefit, my husband will dras spousal benefit until he reaches 70 and then start to collect his own. Question is, will his benefit be reduced or affected for the three years he draws spousal benefit?
Hi,
No, drawing spousal benefits prior to filing on his own record at age 70 will have no adverse affect on your husband's benefit rate.
Best, Jerry
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August 29, 2017