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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
March 7, 2017
Category:
Will I Still Get Delayed Retirement Credits On My Own Record If I Receive Spousal Benefits At FRA?
If I collect a spousal benefit at my FRA and medicare is deducted from the spousal social security benefit will I still get the delayed retirement credit on my RIB?
Hi,
Yes, if you are eligible to file for spousal benefits only at FRA (i.e. born prior to January 2 1954), you can draw the spousal benefits and still receive delayed retirement credits on your own record until age 70 (https://www.ssa.gov/planners/retire/deemedfaq.html).
Best, Jerry