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March 15, 2017

Will I Get Railroad Spousal Benefits And Social Security?

My husband is a retired Railroad employee. I work as a nurse and pay into Social Security. Will I get my spousal benefit and SS when I retire?



Hi,

Potentially yes, but you can only receive the higher of a) your Social Security benefit rate, or b) your Railroad tier 1 benefit (https://www.rrb.gov/opa/qa/pub_1606.asp), plus any tier 2 Railroad benefits to which you are entitled.

Best, Jerry