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What Should My Wife Do?
I turned 66 on 3/22/16. I plan to work to 70. I have maximum credits for SS. I applied and SUSPENDED for me in March.
My wife will turn 66 on 5/4/17. I understand we are Grandfathered into the half spousal payment option.
My wife worked for different school systems, and she gets a pension payment of about $2,000 a month. She does not have anything close to necessary SS credits.
What should we do when she turns 66 next May? (I think this is a relatively common and straightforward situation. No divorce, no foreign person, no disability. I hope you can make sense for me.)
Lawrence,
Since your wife is not eligible for a retirement benefit on her own record, she should apply for her spouse's benefit at her full retirement age in May 2017.
Best,
Mike
Category:
Posted:
July 13, 2016