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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
What Are Filing and Suspending and Filing a Restricted Application?
What is the difference between a restricted filing and file and suspend. What is a restricted filing? Thanks, John
John, restricting your application simply means filing for just one benefit when eligible for more than one, which is not the same as filing for your retirement benefit and then suspending it in order to earn delayed retirement credits of 8% per year applied monthly. Thanks, John
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July 1, 2016