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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Is There Some Type Of Life Insurance Paid To Widow(er)s?
Someone informed me that upon the death of a spouse, SS has an actual lump sum life insurance benefit paid to widowers. The only information I have found in regards to this, is a lump sum death benefit of $250. Is there another lump sum death benefit that is available? I'm aware of the survival benefits but this individual was speaking about a one time payment and much larger lump sum then $250, are they mistaken? Thank you for your response...
Hi,
It sounds like you were misinformed. The $255 lump sum death benefit (https://www.ssa.gov/planners/survivors/ifyou7.html) is the only type of lump sum payment made Social Security. Social Security sometimes pays retroactive benefits to beneficiaries in a lump sum, but that represents an accumulation of monthly benefits that weren't paid timely for some reason.
Best, Jerry
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Posted:
January 24, 2017