- How It Works
- ServicesServicesOverviewChoose the right level of support for your plan and needsExpert ReviewA comprehensive review of inputs and reports to get you on the right pathFiling AssistanceLet our experts deal with Social Security for youClawback AssistanceFor those who need help fighting a Social Security benefit clawback
.png)
- Why Choose Us
- ResourcesResourcesBooksFrom the world-renowned economist behind Maximize My Social SecurityWebinars & PodcastsExpert tips and guides to help you get the maximum from Maximize My Social SecurtyArticlesIn-depth commentary on Social Security from our founderAsk LarryThousands of questions answered by our Social Security expertsBlogSocial Security insights to help you maximize your lifetime benefitsFAQYour most pressing questions answered
- Pricing
Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Is My Wife Eligible For Full Tier 2 Railroad Benefits Until She Files For Social Security?
Larry
I have 6 years with the railroad and can begin benefits 5/18. My wife, 61, is working part time and plans to continue doing so. Is she eligible for full their 2 benefits until she files for social security?
Thank you
Hi,
I'm not an expert on Railroad Retirement (RR) benefits, so I can't fully answer your question. However, if your wife qualifies for RR benefits it wouldn't have any effect on her Social Security (SS) filing options. Once she files for Social Security, though, she could only receive the higher of a) her SS benefit rate or b) her Tier 1 RR rate, plus any Tier 2 RR benefits to which she's entitled.
Best, Jerry
Posted:
November 8, 2017