- How It Works
- ServicesServicesOverviewChoose the right level of support for your plan and needsExpert ReviewA comprehensive review of inputs and reports to get you on the right pathFiling AssistanceLet our experts deal with Social Security for youClawback AssistanceFor those who need help fighting a Social Security benefit clawback
.png)
- Why Choose Us
- ResourcesResourcesBooksFrom the world-renowned economist behind Maximize My Social SecurityWebinars & PodcastsExpert tips and guides to help you get the maximum from Maximize My Social SecurtyArticlesIn-depth commentary on Social Security from our founderAsk LarryThousands of questions answered by our Social Security expertsBlogSocial Security insights to help you maximize your lifetime benefitsFAQYour most pressing questions answered
- Pricing
Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
If I Draw SS And Still Work Does My SS Increase?
If I draw ss and still work does this increase my ss
Hi,
The answer to your question depends on how your future earnings compare to your past earnings. Social Security retirement benefits are calculated based on an average of a person's highest 35 years of wage-indexed earnings (https://www.ssa.gov/pubs/EN-05-10070.pdf). If you're drawing benefits and you continue working, your new earnings would only increase your benefit rate if you earn more in a year than you did in at least one of your 35 highest earnings years currently being used to calculate your benefit rate.
Best, Jerry
Category:
Posted:
June 2, 2020