- How It Works
- ServicesServicesOverviewChoose the right level of support for your plan and needsExpert ReviewA comprehensive review of inputs and reports to get you on the right pathFiling AssistanceLet our experts deal with Social Security for youClawback AssistanceFor those who need help fighting a Social Security benefit clawback
.png)
- Why Choose Us
- ResourcesResourcesBooksFrom the world-renowned economist behind Maximize My Social SecurityWebinars & PodcastsExpert tips and guides to help you get the maximum from Maximize My Social SecurtyArticlesIn-depth commentary on Social Security from our founderAsk LarryThousands of questions answered by our Social Security expertsBlogSocial Security insights to help you maximize your lifetime benefitsFAQYour most pressing questions answered
- Pricing
Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
How Will Government Pension Offset Apply In My Case?
Dear Larry,
I have searched for an answer to my question about government pension offsets, but can only find the reverse of my situation. I am 55; my husband is 62. He had to retire early for medical reasons from a position covered by the teachers' retirement system and now receives his pension. I have worked in the private sector, so will receive ss when I retire. I know that because of the GPO he would not receive social security spousal benefits because my social security payment at retirement would be less than his pension. After his death I am to receive the same amount from his pension. Will my ss benefit be reduced as the beneficiary of his pension? And would divorce affect this situation (we have been married longer than 10 years)?
Thanks!
Hi,
Good news! Any survivor pension that you receive from the teacher's retirement system based on your husband's work will not affect your Social Security benefit.
A divorce wouldn't change anything, at least as far as Social Security benefits are concerned.
Best, Jerry
Category:
Posted:
June 21, 2016