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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
How Should My Wife and I Optimize When She Will Collect Railroad Retirement Benefits?
Does your software take into account Railroad Retirement Benefits? My Wife works for the railroad and will file for railroad retirement but I do not work for the railroad. Our Plan is to retire on Railroad retirement benefits until I turn 70, at 70 I would file for Social Security while she would continue to receive Railroad Benefits. However, I would still qualify for tier 2 benefits.
Hi, Our software doesn't handle Railroad Retirement Benefits. But we can help you sort out your best strategy for a fee. You can shoot me an email re this at kotlikoff@gmail.com.
best, Larry
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September 4, 2016