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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
How Do I Ensure That I Get All Of My DRCs On My First Check?
Larry, turning 69 half in Nov, applying for SS benefits to start Jan 2020 so first check feb, What do i put on the ss application to ensure i get all the DRC on that first check vs the 2 year delay thank you
Hi,
As long as you specify January 2020 as your month of election to start your Social Security retirement benefits you'll be credited with all of the delayed retirement credits (DRC) you'll earn through December 2019. By the way, Social Security pays benefits behind a month, so your payment for January won't be due until February.
You may want to consider using our software (https://maximizemysocialsecurity.com/purchase) to make sure that you're using the best possible strategy for claiming your benefits.
Best, Jerry
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October 20, 2019