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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
At Full Retirement Age Will I Be Able To Collect My Social Security And 50% Of My Ex-Spouse's Social Security?
At my full retirement age will i be able to collect my social security and 50% of my exes? Basically can I collect both or just 1?
Hi. No, you can't collect more than one full Social Security benefit at the same time. Assuming that you were born after January 1 1954, whenever you apply for either your own Social Security retirement benefits or for divorced spousal benefits you'll be deemed to be applying for both benefits. You could then only be paid essentially the higher of the 2 benefit rates, and your benefit amount would be reduced for age if you start drawing prior to your full retirement age (FRA).
You may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze the options available to you in order to determine your best strategy for maximizing your benefits.
Best, Jerry
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May 16, 2021