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Does Rental Income Affect Social Security Disability Benefits?
if I'm receiving 1,500 a month for Social security disability benefits, and I'm receiving 2,400 from my rental properties, would that affect my disability payment?
Hi,
Probably not. In almost all cases rental income is considered as unearned, and therefore doesn't affect Social Security benefits. Only earned income would potentially affect your Social Security disability benefits (SSDI).
However, there are 3 limited circumstances in which rental income can be considered as earned (https://www.ssa.gov/OP_Home%2Fhandbook/handbook.12/handbook-1213.html). Specifically, that's if a)your rental income is received in the course of your trade as a real estate dealer, b) you perform services for your tenant beyond normal care & maintenance of the property, or c) you are materially participating in a farming operation.
Best, Jerry
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January 7, 2018