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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Does the Earnings Test Apply to My Assets?
If I have money in the bank and I want to collect social security survivor benefits will they take my money under the Earnings Test? I am 64. Thanks, Deborah
Hi Deborah, the Earnings Test based just on money earned from working, including working for yourself. The Earnings Test can depend on royalty income if you engage in promoting your book or other work. But money in the bank? Not a problem. Best, Larry
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June 25, 2016