- How It Works
- ServicesServicesOverviewChoose the right level of support for your plan and needsExpert ReviewA comprehensive review of inputs and reports to get you on the right pathFiling AssistanceLet our experts deal with Social Security for youClawback AssistanceFor those who need help fighting a Social Security benefit clawback
.png)
- Why Choose Us
- ResourcesResourcesBooksFrom the world-renowned economist behind Maximize My Social SecurityWebinars & PodcastsExpert tips and guides to help you get the maximum from Maximize My Social SecurtyArticlesIn-depth commentary on Social Security from our founderAsk LarryThousands of questions answered by our Social Security expertsBlogSocial Security insights to help you maximize your lifetime benefitsFAQYour most pressing questions answered
- Pricing
Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Could I File For Spousal Benefits And Wait Until Age 70 To Start My Benefits?
I am FRA(66) and still working and thinking of retiring. I am married and he is retired and drawing SS. I wanted to know if I could file for spousal benefits and wait to start mine at age 70. I was born March of 1954.
Thank You
Hi,
Unfortunately, no you can't. Only people who were born prior to January 2 1954 are permitted to apply just for spousal benefits without also being required to file for their own benefits at the same time.
I don't have enough information about you and your husband's to offer you any advice, but the two of you should strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to analyze your various options so that you can determine your best strategy for maximizing your benefits.
Best, Jerry
Category:
Posted:
June 26, 2020