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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Can My Husband Collect My Benefit Amount Instead Of His?
Both I and my husband collect SS benefits. My benefit is a few hundred more dollars than his. Can my husband (re) file to collect my benefit amount, instead of collecting his? If so, would he receive the full amount that I currently receive? Thank you.
Hi,
No. Unreduced spousal benefits are calculated at a rate of 50% of the worker's primary insurance amount (PIA). A person's PIA is equal to their Social Security retirement benefit rate if they start drawing at full retirement age (FRA). The only way that your husband could qualify for spousal benefits from your account while you're living is if 50% of your PIA is higher than his own PIA.
Best, Jerry
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Posted:
May 26, 2020