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July 5, 2017

Can I Suspend My Benefits And Collect On My Ex-Wife's Record?

I began taking Social Security at 62 for $1800 I am now 65. I would like to know if I can suspend my benefits now , and collect on my ex-wife's Social Security benefit ,( she is 66 making 1500/ mo on a disability SS), then restart mine at 70



Hi,

No, you can't. You could suspend your benefits at age 66 and resume them at a 32% higher rate age 70, but you wouldn't be able to draw divorced spousal benefits while your benefits are suspended.

Best, Jerry