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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
June 30, 2016
Category:
Can I Suspend and Increase My Benefit?
My husband is 77 and I am 69. I took my social security benefits when I turned 65. I wish I had known about the various ways I could have piggybacked on my husband's social security. My payment is about 950 and my husbands is about 1600. Is there any way I could suspend my benefits now and wait until I am older so I would be paid more when I start getting my benefits again? Any information would be so welcome. Thank you.
Mary,
Yes, you can suspend receipt of your retirement benefit and earn a 2/3% increase for every month of suspension until age 70.
If you are currently paying Medicare Part B premiums out of your Social Security check you will need to make other payment arrangements.
Best,
MIke