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April 5, 2022
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Can I Receive Spousal Benefits From My Wife's Record When She Turns 62 Even If She Isn't Drawing Benefits?
Wife will turn 62 in May. She isn't filing but I receive $800 per month SS. Can I file for part of her projected SS now? I just turned 70 a Veteran and could use the extra monthly. We have been married 30 years. I did not pay into SS latter part of my working carrier.
Hi. No. You can't be paid spousal benefits on the account of a living current spouse at least until your spouse starts drawing either Social Security retirement or disability benefits (https://www.ssa.gov/OP_Home/handbook/handbook.03/handbook-0305.html). You and your wife may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of your options so that you can determine the best overall strategy for maximizing your benefits.
Best, Jerry