Ask Larry

Hi,

My husband died 15 years ago (2002), while I was able bodied and working. I became disabled in 2014 and now live in an assisted living facility. I was told since I was not disabled when my husband passed that I could not received any of his benefits. I am now on SSI, but the amount is so small I cannot afford to live. I was also told that I could begin to received some of his benefits when I turn 60. I will be 59 this year. Is it possible to apply for his benefits now?

Please advise,

Hi,

I'm sorry for your loss and about your health problems.

In order to qualify for disabled widow's benefits, you would need to have become disabled within 7 years of your husband's death or within 7 years after your benefits ended if you were entitled to child in care benefits after your husband died.

So, unfortunately it sounds like Social Security was likely correct in telling you that you can't qualify for widow's benefits until age 60.

Best, Jerry