Ask Larry

Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
July 25, 2019

Can I Get My Full SS Benefit With No Reduction Until I Start Collecting My PERS?

Question: I am contributing to PERS and am FRA and have paid into SS for over 40 quarters. If I continue working and don't start collecting from PERS, can I get my full SS benefit with no reduction till I start collecting my PERS?



Hi,

Yes. The Windfall Elimination Provision (WEP) doesn't apply until you actually claim your non-covered pension. However, before filing you may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to determine your best strategy for claiming your benefits.

Best, Jerry