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Can I Get Child's Benefits If My Earnings Exceed The Exempt Amount For The Earnings Test?
I am 62 and I have two dependent children under 19. One is 12 and the other 15. I know they can get some of my benefit each month and I would like to start receiving it for them. I do plan on continuing to work for another 3 to 4 years and will definitely exceed the income limits therefore causing my benefits to be zero. Is there a way to file and get the kids their benefit and have it continue even if I exceed the income limits?
Please advise and thank you.
Nicholas,
If you file for your retirement benefit before your full retirement age (FRA) and are still working, all benefits that are paid off of your record, i.e. your retirement benefit and both child's benefits, will be subject to the earnings test. So, if your earnings are high enough they will also cause the child's benefits to be zero.
Thanks,
Mike
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Posted:
July 31, 2016