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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
July 1, 2017
Category:
Can I File For Spousal Benefits Only At Full Retirement Age And Let My Own Benefit Rate Grow Until Age 70?
I was born August 28, 1952. I have been teaching school for 32 years. At my full retirement age of 66 in August 2018, can I turn in a restricted application for my ex-husband's benefits and wait to apply on my own record until I turn 70 in order to allow my benefits to increase by 8% per year until I turn 70?
Hi,
Potentially, yes you could, because you were born prior to January 2 1954 (https://www.ssa.gov/planners/retire/deemedfaq.html). You may want to consider running the maximization software on this website first, though, to make sure that's your best option.
Best, Jerry