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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Can I File For Spousal Benefits At Age 66, Or Must My Wife Be Age 66 Too?
My birthdate is June 8, 1951. My spouse's birthdate is April 20, 1951.
I wish to collect my full benefit when I reach age seventy.
My benefit is larger than my spouse's benefit.
I do not wish to jeopardize my full benefit.
Can I begin to receive a restricted spousal benefit in June 2017 or, must I wait until she turns 66 in April 2019?
Hi,
You can file for spousal benefits only at your full retirement age of June 2017, but you'll only be eligible if your wife is receiving her benefits. You may want to consider running the maximization software available on this website to determine if it would be advantageous for your wife to file early for reduced benefits so that you can start receiving spousal benefits.
Best, Jerry
Category:
Posted:
May 21, 2017