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Can I File and Suspend Now?
My husband and is 71 yrs old he started collecting SS at 62. I am 66 yrs old started collecting SS at 62. Can I suspend collecting my SS now till I am 70yrs old to get the 32% increase when I turn 70 yrs old. Thanks, Dee
Hi Dee, yes now that you've reached your full retirement age (FRA), you can suspend your retirement benefit up to age 70 and earn delayed retirement credits of 8% per year applied monthly. But you won't be able to receive a spousal benefit while your retirement benefit is suspended. Thanks, John
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June 30, 2016