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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Can I Discontinue My Benefits And Wait Till Age 70?
Larry I am 66 years old currently collecting my social security once I reached my FRA. I work full time still. Can I discontinue my benefits and wait till age 70 to increase my benefits or will it not make a difference at this time
Hi,
Yes, you can voluntarily suspend your benefits anytime from full retirement age (FRA) until age 70. If you do so, your subsequent benefit rate will be increased by 2/3rds of 1% for each month that you choose to suspend your benefits (https://www.ssa.gov/planners/retire/delayret.html).
Best, Jerry
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October 11, 2019