Ask Larry

Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
February 17, 2022

Can I Collect On My Ex-Spouse's Social Security Or Just Mine?

I'm 67 and divorced he's on social security can I collect on his or just mine?



Hi. Since you were apparently born after January 1 1954, you couldn't collect divorced spousal benefits on a living ex-spouse's account while letting your own benefit grow until later. Therefore, the only way that you could qualify for benefits from your ex-husband's account while he's living is if 50% of his primary insurance amount (PIA) is more than your own PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age.

You may want to consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of your options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry