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Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Am I Eligible For Survivor Benefits On My Ex-Husband's Record?
I was wondering if I can get divorced survivors benefits, married to 1st husband 12yrs than married 2nd before 50, stayed married with 2nd for 19yrs (separated for 12yrs) 1st husband died about 2 yrs ago and divorced 2nd husband only a few months, will be 66 next yr.
Hi,
Yes, it sounds like you may qualify for surviving divorced spousal benefits on your first husband's record. As long as you are finally divorced from your second husband, there is no waiting period required to qualify for benefits on your first husband's account.
It may be best to take those benefits now, even if they are reduced, and then switch to your own record at age 70. Or, it might be best to file for reduced benefits on your own record now, then file for surviving divorced wife's benefits at age 66. You may wish to run the maximization software available on this website to help you determine the best filing strategy.
Best, Jerry
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Posted:
October 11, 2016