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Suspending Retirement Benefits

February 2, 2023

How Can I Earn Delayed Retirement Credits Until Age 70?

January 28, 2023

If My Wife Suspends Her Own Benefits Now Will That Improve Her Future Spousal Amount?

January 25, 2023

How Do I Get Social Security To Correct Their Mistake?

January 9, 2023

Is Social Security Correct?

January 5, 2023

Can I Suspend My Benefits Until Age 70 But Then Claim Back Pay For A Previous Year?

December 13, 2022

Can I Suspend My Social Security Retirement Benefits Without Having To Pay Back Past SSDI Benefits?

October 26, 2022

Can I Suspend My Benefits Rather Than Withdrawing Them?

September 13, 2022

If I Suspend My Benefits In The Year I Turn Age 70 Will I Immediately Receive An Increase When I Resume My Benefits At Age 70?

August 1, 2022

Am I Correct That I Can Suspend My Benefits Between FRA And Age 70 Without Repaying Any Benefits?

July 25, 2022

Would It Be Worth It To Suspend My Benefits?

July 12, 2022

Can I Delay The Automatic Conversion From Disability To Retirement Benefits That Occurs At Full Retirement Age?

June 13, 2022

Can I Suspend My Disability Benefits And Only Receive Spousal Benefits?

April 21, 2022

Can I Suspend My Own Social Security Benefits And Collect Survivor Benefits Instead?

January 16, 2022

Are The Social Security Employees I've Spoken With Correct?

December 3, 2021

How Do We Get Social Security To Process My Brother's Voluntary Suspension Request?

September 29, 2021

Is It True That My Wife Is Now Overpaid?

September 10, 2021

What Advice Can You Give Me To Get Social Security To Voluntarily Suspend My Benefits?

June 27, 2021

Can My Wife Suspend Her Account And Take Spousal Benefits Instead?

May 25, 2021

Can My Friend Now File For A Lump Sum Of The Benefits Since He Filed And Suspended?

May 20, 2021

How Can I Get Past The Bureaucracy?

May 20, 2021

Should This Wife Voluntarily Suspend Her Benefits?

May 5, 2021

Can I Pay Back Or Suspend My Benefits Now To Get A Higher Benefit Later?

March 21, 2021

Can I Suspend My SS At FRA And Claim Spousal Benefits?

March 18, 2021

What Else Can I Do?

March 1, 2021

Can You Confirm That I Am Allowed To Suspend My Social Security Retirement Benefits?

February 23, 2021

Kudos And Thanks

January 20, 2021

What Can We Do About This?

November 7, 2020

Can My Wife Suspend Her Social Security And Then Restart Them At Age 70?

August 23, 2020

Can I Suspend My Benefits When They Convert To Retirement Benefits At My FRA?

August 8, 2020

Have The Rules Changed On Voluntarily Suspending Benefits When Disability Benefits Convert To Retirement Benefits?

October 11, 2019

Can I Discontinue My Benefits And Wait Till Age 70?

March 14, 2019

Is My Husband Permitted To Suspend His Benefits At Age 66?

March 12, 2019

Is It Too Late To Add Remarks To My Application?

March 6, 2019

How Does My Husband Go About Reinstating His Benefits?

March 5, 2019

Can My Husband Suspend His Benefits Now And Start Drawing Them Again At Full Retirement Age?

February 4, 2019

Can I Suspend My SS Benefits Until Age 66?

January 29, 2019

Does An Un-Suspension Count As An Application For Benefits That Can Be Withdrawn?

January 25, 2019

Is It True That You Can Start Drawing Benefits Before Full Retirement Age (FRA) And Still Suspend Them When You Reach FRA?

January 23, 2019

Must I Wait Until Age 70 To Resume My Benefits If I Voluntarily Suspend Them?

January 18, 2019

Can My Wife Voluntarily Suspend Her Benefits Online?

January 17, 2019

Should I Receive A Notice If My Benefits Are Due To Be Reinstated?

January 1, 2019

Can My Wife Refile Using Her Own Earnings Record?

November 8, 2018

Why Can't I Get Information About My Benefits Online?

October 3, 2018

Can I Suspend My SS And Still Get Benefits For My Daughter?

September 12, 2018

What About The Suspension Benefit Deal?

August 15, 2018

Can I Reinstate My Benefits Online?

September 17, 2019

Would I Have To Repay What I've Received If I Go Back To Work?

September 7, 2019

Do I Have To Pay Back The Benefits I've Received In Order To Suspend My Benefits?

August 30, 2019

Would The Fact That I Previously Withdrew An Application Prevent Me From Voluntarily Suspending My Benefits?

August 26, 2019

Is It Possible To Start Your Social Security Early And Then Put It On Hold?

August 7, 2019

What Will We Need To Do When I Turn Age 70?

August 6, 2019

Can A Person Who Filed And Suspended Their Benefits Before April 30 2016 Still Get An Excess Spousal Or Survivor Benefit?

June 27, 2019

Can I Suspend My Retirement Benefits At FRA To Earn DRCs But Still Receive Surivivor Benefits?

May 10, 2019

WIll Social Security Start My Husband's Benefits Automatically At Age 70, Or Does He Need To Do Something?

May 7, 2019

How Many Months In Advance Can I Submit A Request To Reinstate My Benefits?

April 5, 2019

Does My Husband Need To File For Benefits Or Will They Start Automatically?

March 27, 2019

Am I Allowed To Suspend My Retirement Benefits If I Started Drawing Prior To My Full Retirement Age?

March 17, 2019

Is There A Deadline For Advising SSA That You Want To Suspend Your Benefits?

June 24, 2018

How Can I Dispute What Social Security Told Me?

May 30, 2018

How Will Our Benefits Be Affected If I Voluntarily Suspend My Benefits?

April 19, 2018

What Should I Do To Resolve This Issue?

March 11, 2018

Should My Husband Wait Until After His 70th Birthday To Unsuspend His Benefits?

February 27, 2018

Is Suspending Her Benefits A Good Choice For My Friend?

February 24, 2018

Is There A Chance That I Won't Get My Benefit Increase If I'm Getting Divorced?

February 8, 2018

How Many Times Can You Suspend Your Social Security Retirement Benefits?

January 28, 2018

Can I Suspend My Benefits Until Age 70?

January 25, 2018

Can I Draw Retirement Benefits For A Few Months And Then Suspend Them?

December 30, 2017

Can I Suspend My Social Security Benefits At Age 66?

December 15, 2017

How Do We Go About Reinstating My Husband's Benefits?

December 9, 2017

Can I Suspend My Benefits At Age 66 If I Started Drawing At Age 62?

October 2, 2017

Can I Suspend My Retirement Benefits Again?

June 7, 2017

What Do I Need To Do If I've Already Filed For And Suspended My Benefits?

June 3, 2017

Can I Voluntarily Suspend My Benefits At FRA?

May 31, 2017

Can I Suspend My Benefits Temporarily?

November 2, 2016

Can I Suspend My Benefits If I Get A Job?

July 30, 2016

Is It Still Possible To Suspend and Restart Benefits?

July 13, 2016

Can My Spouse Suspend before FRA?

June 24, 2016

Should My Husband Suspend His Retirement Benefit

June 17, 2016

I'm 68. Should I Suspend My Retirement Benefit?

June 3, 2016

Can I Suspend My Retirement Benefit If I Return To Work?

May 26, 2016

Don't take a one-time payment. You can't count on dying on time

April 1, 2017

Did Social Security Give Me Correct Information?

March 30, 2017

Can My Husband Suspend His Benefits At Age 69?

March 17, 2017

Can My Husband File And Suspend?

March 11, 2017

Will I Still Be Allowed To Suspend My Benefits At Full Retirement Age If I Receive Disability Benefits?

March 10, 2017

What Happens If I Collect From Age 66 To 68 And Then Suspend My Benefits?

March 8, 2017

Can I Suspend My Retirement Benefits When I Turn 66?

February 2, 2017

Will My Husband Need To Do Anything To Restart His Benefits At Age 70?

January 28, 2017

Can I Suspend My Benefits At 69+ And Restart Them At Age 70?

January 11, 2017

How Does My Husband Go About Suspending His Benefits?

December 26, 2016

Can I Suspend My Benefits At FRA And Draw Spousal Benefits?

December 16, 2016

When Should I Submit My Request For Suspension Of Benefits?

December 16, 2016

Can I Suspend Benefits Without Paying Back What I've Already Received?

December 15, 2016

Can My Husband Take Retroactive Benefits Now And Still Be Allowed To Suspend His Benefits Later?

December 8, 2016

How Do I Go About Suspending My Benefits?

November 29, 2016

How Do I Go About Requesting Voluntary Suspension Of My Benefits?

About the Author

Laurence J. Kotlikoff 

Laurence J. Kotlikoff is a William Fairfield Warren Professor and Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, and a Research Associate of the National Bureau of Economic Research.
Professor Kotlikoff received his B.A. in Economics from the University of Pennsylvania in 1973 and his Ph.D. in Economics from Harvard University in 1977. Kotlikoff is the Director of the Fiscal Analysis Center.
A New York Times Bestselling author, he has written nineteen books and hundreds of professional articles and op-eds. He is a frequent television and radio guest. His columns have appeared in the New York Times, Wall Street Journal, London Financial Times, the Boston Globe, Bloomberg, Forbes, Yahoo.com, Fortune, and other major publications. In 2014, The Economist named him one of the world's 25 most influential economists