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Delayed Retirement Credits
March 6, 2023
Does The 8% Annual Increase From Delayed Retirement Credits Only Apply If I Continue Working?
February 22, 2023
When Can I Expect To Get The Increase In By Benefits Due To Delayed Retirement Credits?
October 16, 2022
Is It True That Delayed Retirement Credits Are Awarded Monthly Instead Of Annually?
June 19, 2022
Why Is It A Mystery To Find Out When Some Delayed Retirement Credits Will Be Received?
February 9, 2022
Doesn't It Make More Sense For Me To Start Drawing Effective With January Rather Than June?
June 17, 2021
If I File Effective With The Month I Turn 69 Will I Get All Of My DRCs On My First Check?
March 3, 2021
Should I Wait Until Age 70 1/2 To File In Order To Lock In All Delayed Retirement Credits?
February 11, 2021
Would My Benefit Amount Increase By 8% Per Year If I Delay Starting My Benefits Even If I've Stopped Working?
December 10, 2020
Can Anyone Explain Why My Wife's Benefit Amount For December Is So Much Lower Than Her Benefit Amount For January?
October 20, 2020
Do I Have To Continue Working Between My FRA And Age 70 To Be Eligible For Delayed Retirement Credits?
August 11, 2020
If I Start My Benefits Effective With The Month I Reach Age 70 Will My First Payment Include Credit For Current Year DRCs?
May 26, 2020
Is It Correct That My Benefit Amount Would Be The Same If I Started Drawing Next January Or April?
January 30, 2020
If I Suspend My Benefits At FRA Which Amount Will The 8% Annual Increase Be Applied To?
October 6, 2019
When My Disability Payments Convert At Age 65 Can I Delay Taking It To Increase My Wife's Survivor Rate?
January 3, 2019
Do We Need To File An Appeal To Receive The DRC Increase That My Husband Is Due For 2018?
October 22, 2018
Will I Receive My Four Delayed Retirement Credits If I File For My Benefits Effective With January 2019?
June 19, 2019
Is Someone Who Received SSDI Eligible To Suspend Their SS Payments After FRA In Order To Receive DRCs?
June 14, 2018
If I File For Benefits At Age 68 & 1/2 Should I Elect To Receive Retroactive Benefits?
May 8, 2018
Am I Getting Delayed Retirement Credits On My Record Even Though I'm Receiving Widow's Benefits?
May 2, 2018
Can I File For Benefits Early And Still Earn Delayed Retirement Credits Later?
April 16, 2018
Why Didn't I Receive An Adjustment In My Benefit Rate For The Last 4 Months Of 2017?
February 17, 2018
Can Anyone Tell Me For Sure When They Recalculate Delayed Retirement Credits?
January 30, 2018
Will Social Security Also Correct My COLA Amounts When They Add My Delayed Retirement Credits?
January 26, 2018
How Much Will My Rate Go Up For Each Month That I Wait To Start Collecting My Benefits?
January 26, 2018
Can My Husband File For His Own Benefits In April 2018 And Claim Benefits Retroactive To January 2018?
December 27, 2017
Can I File For 6 Months Of Retroactive Benefits And Then Immeditately Suspend My Benefits?
November 19, 2017
Is It True That I'll Get My Age 68 Rate If I Start Drawing 6 Months Before Then?
October 26, 2017
Can I Avoid A Delay In Receiving Delayed Retirement Credits By Filing Effective With January?
October 17, 2017
Will My Benefit Increase If I Defer Claiming Until Age 70 Even If I Don't Have Income?
November 6, 2016
Will My Wife Be Able To Collect A Larger Benefit Because Of My Delayed Retirement Credits?
November 1, 2016
If I File For Benefits In January, Will I Get All Of My Delayed Retirment Credits Immediately?
September 25, 2016
Do I Have To Keep Working In Order To Receive Delayed Retirement Credits?
September 22, 2016
Why Doesn't My Record Show A Higher Benefit At Age 68 vs. Age 67 & 1/2?
August 23, 2016
Will The Increase I Receive From Delayed Retirement Credits Reduce My Wife's Benefit?
About the Author
Laurence J. Kotlikoff
Laurence J. Kotlikoff is a William Fairfield Warren Professor and Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, and a Research Associate of the National Bureau of Economic Research.
Professor Kotlikoff received his B.A. in Economics from the University of Pennsylvania in 1973 and his Ph.D. in Economics from Harvard University in 1977. Kotlikoff is the Director of the Fiscal Analysis Center.
A New York Times Bestselling author, he has written nineteen books and hundreds of professional articles and op-eds. He is a frequent television and radio guest. His columns have appeared in the New York Times, Wall Street Journal, London Financial Times, the Boston Globe, Bloomberg, Forbes, Yahoo.com, Fortune, and other major publications. In 2014, The Economist named him one of the world's 25 most influential economists