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If You Stop Working At Age 62 But Wait Until Age 67 To Collect Do You Get Full Benefits?
If you stop working at 62 but wait till 67 to collect. Do get full benefits or will it be 62 benefits
Hi. Regardless of when you stop working, if you start drawing your Social Security retirement benefits at your full retirement age (FRA) you'll receive your full unreduced benefit rate. That amount is referred to as your primary insurance amount (PIA), and your PIA is calculated based on an average of your highest 35 years of Social Security covered wage-indexed earnings.
Best, Jerry
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November 1, 2021